How to Avoid Unauthorized Requests on Your Credit Report?

Answer Have you ever wondered where those requests for your credit report, which are reflected whenever you check it, come from? Actually, some of these transactions may have been initiated by you when yo... Read More »

Top Q&A For: How to Avoid Unauthorized Requests on Your Cred...

How Long Does it Take for Credit Requests to Fall Off the Credit Report?

Most items on credit reports do not remain forever. The Credit Infocenter credit repair website explains that most negative things, like late payments, charge-offs and repossessions, are erased aft... Read More »

How long does it take for credit requests to fall off the credit report?

Credit inquiries will remain on your credit report for two years. However, the FICO credit score only takes into consideration inquires from the past 12 months. Only inquiries generated as a result... Read More »

How to Report False Email Requests for Credit Information?

Emails sent by fraudsters seeking your credit information are called phishing emails. They usually include links to phony websites made to look like real online banking sites. When you enter the si... Read More »

How to Get a Collections Report Off of Your Credit Report File?

A collection report that appears on your credit report file can harm your credit score and borrowing ability. As a collection is typically an indication you failed to pay your bill on time or at al... Read More »