How should points affect the way you shop for a mortgage?

Answer Mortgage points come in two forms: origination points and discount points. These two are completely different. Origination points are often called "the cost of doing business" and are usually non-n... Read More »

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Should I Buy Points to Lower My Mortgage Interest Rate?

401k retirement plans are investment programs, typically set up by an employer, where pre-tax dollars can be contributed by an employee. In some cases, employers match an employee's contribution e... Read More »

Should you pay mortgage points to lower your rate?

On One Hand: Lower Interest RateWhen you pay points, the interest rate on your loan is reduced. Each point typically costs 1 percent of your mortgage and reduces your interest rate by about 0.25 pe... Read More »

How do you mortgage shop?

I am a licensed mortgage banker in 46 states. Do not go to lending tree!!!! All that company does is SELL your information to brokers - repeatedly. You will get all sorts of phone calls from tha... Read More »

How to Transfer Wii Points to a Wii to Use on the Wii Shop Channel?

Nintendo's Wii video game console allows you to go online and purchase items off the Wii Shop Channel. These items include WiiWare titles and Virtual Console games from classic video game systems, ... Read More »