How often can a debtor file for bankruptcy?

Answer A debtor can file a Chapter 7 bankruptcy every 8 years or 6 years after a Chapter 13 filing. If the debtor is filing for a Chapter 13 bankruptcy, it must be four years since filing a Chapter 7 and... Read More »

Top Q&A For: How often can a debtor file for bankruptcy

How to File for Bankruptcy As an Individual Debtor?

Bankruptcy is an effective - way to protect you from your creditors - but drastic. The procedures are governed by federal law and are designed to give you a fresh financial start. In October 2005, ... Read More »

When do I have to file the debtor education certificate in a Chapter 13 bankruptcy?

The credit counseling course is taken before the bankruptcy is filed with the court. You must submit the certificate of completion for the course when you or your lawyer files the bankruptcy papers... Read More »

What Is a Bankruptcy Co-Debtor?

Often a creditor, such as a car dealer, will force an individual with a history of bad credit to recruit another person who will back up a promise to pay an obligation, such as a car loan. If the i... Read More »

How often can a debtor declare bankruptcy?

Bankruptcy laws changed in 2005 to require a wait of two years before filing another Chapter 13 bankruptcy, eight years before a new Chapter 7 bankruptcy and four years between Chapter 7 and Chapte... Read More »