How much will removing charge-offs from my credit report raise my score?

Answer On One Hand: Multiple FactorsWhile having a charge-off on your credit report is a bad thing, it's important to remember that there are always multiple factors to a credit score. But taking away an ... Read More »

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How much does my score change once I have a charge-off on my credit report?

On One Hand: Can Damage FICO ScoreA charge-off is a big red flag on a credit report and can be very damaging to your FICO score. How much your score will change once you have a charge-off on your c... Read More »

How much does your fico score change once a charge off has been taken of your credit report?

On One Hand: The Amount VariesThe amount varies depending on the age of the charge-off, the amount owed and your credit health. According to, there is no way to calculate how much your s... Read More »

Tips on Removing Items From Your Credit Report?

Your reports from the TransUnion, Equifax and Experian credit bureaus hold significant power because they influence decisions by banks and other lenders, insurers and even employers. You have some ... Read More »

How to Repair a Credit Report With Write-Offs?

Some people are able to repair their credit reports by disputing information on the report, including charge-offs. Charge-offs occur when a creditor gives up on collecting a debt from you and close... Read More »