How much will a credit check affect your FICO score?

Answer A company you already do business with, a potential employer or a pre-approved credit offer may perform a soft pull. These inquiries do not affect your FICO score. A hard pull is a result of a cred... Read More »

Top Q&A For: How much will a credit check affect your FICO s...

Does FICO inquiry affect my credit score?

The credit scoring guidelines of 2009 calculate an individual's credit score based on payment history, amount owed on open accounts, length of credit history, types of credit and new credit. Inquir... Read More »

How long does a credit inquiry affect a FICO score?

Credit inquiries stay on your credit report for two years, but they only impact your FICO score for one year. The only inquiries that impact your FICO score are the applications for credit that you... Read More »

How much does your fico score change once a charge off has been taken of your credit report?

On One Hand: The Amount VariesThe amount varies depending on the age of the charge-off, the amount owed and your credit health. According to, there is no way to calculate how much your s... Read More »

How long will a foreclosure affect my FICO score?

On One Hand: Seven YearsLike most other credit records contained in your credit report, a foreclosure will remain on your credit score for seven years. After seven years have passed, it will be rem... Read More »