How much do late payments affect a credit score?

Answer Your payment history accounts for 35 percent of your total credit score, and recent late payments will have more of a negative impact on your score than older ones.Source:Your Credit Score: How It ... Read More »

Top Q&A For: How much do late payments affect a credit score

How much does one late payment affect a credit score?

Credit-scoring agencies are more lenient when it comes to late payments than many may assume. However, if a payment is 90 days late or more, it has a long-term negative effect. The specific damage ... Read More »

How do timely rental payments affect a credit score?

Paying your bills on time is one of the most important factors in determining your credit score. Some companies allow consumers to build a good credit rating through rent and utility payments, acco... Read More »

Can too much available credit affect my credit score?

According to, a consumer cannot have too much available credit. It is a common misconception that a great deal of available credit adversely affects your FICO score. Available credit a... Read More »

How Much Does a Judgment Drop Affect a Credit Score?

A judgment is a public record of debt that carries more weight than most creditors. Factors that contribute to your credit score include payment history (35 percent) and debt you owe (30 percent). ... Read More »