How many years does bankruptcy last?

Answer There are several different types of bankruptcy. Chapter 7, 11, 12 bankruptcy stay on a credit report for 10 years. Chapter 13 bankruptcy stays on a credit report for 7 years. Chapter 13 does not s... Read More »

Top Q&A For: How many years does bankruptcy last

After how many years can I declare a second bankruptcy?

On One Hand: Chapter SevenA chapter seven bankruptcy erases almost all the filer's debts, with the exception of student loans and child support. If you have filed chapter seven before, you can file... Read More »

Can you file for bankruptcy twice in eight years?

A debtor is able to file for Chapter 13 bankruptcy twice in eight years, having to wait at least six years after a discharge to file again. Debtors must wait at least eight years after receiving a ... Read More »

Can bankruptcy be on your credit report for more than 10 years?

Bankruptcy cannot legally remain on your credit reports for more than 10 years, according to Experian. If you filed a Chapter 7 case, the notation will last only 10 years from the date you filed in... Read More »

For how many years can a chapter 13 bankruptcy be reported?

Chapter 13 bankruptcy is listed as a "public record" on your credit report (with all three credit bureaus). The information is reported and shown on your credit report for 10 years after it is disc... Read More »