How many years do bad credit card ratings stay on a credit record?

Answer Most records of bad credit remain on your credit record for seven years. However, Chapter & bankruptcy records remain part of your report for a decade and unpaid tax liens have no expiration date.R... Read More »

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How many years do faulty credit card payments stay on credit reports?

Late credit card payments remain on your credit report for seven years, according to the Fair Isaac Corporation. However, the further in the past the late payment occurred, the lower impact on your... Read More »

How long does a judgment for credit card debt stay on your credit?

According to the Federal Trade Commission, a judgment based on credit card debt remains on a debtor's credit report for seven years or until the statute of limitations runs out, whichever is longer... Read More »

How to Stay Out of Credit Card Trouble?

Paying off credit card debt can take 10 or more years of monthly minimum payments, or several years of concentrated living beneath your means to reduce the debt. Most of the mistakes that can get y... Read More »

How Many Years Can a Credit Card Company Try to Collect a Debt?

A credit card company can attempt to collect on a debt for the rest of your life. There are state laws governing how many years credit card companies have to successfully pursue you in court for un... Read More »