Question

 How long is a credit report valid?

Answer Credit reports are valid for 90 days from the date they are pulled for a refinance or purchase of a home, but 120 days for a construction loan on an existing property. They are valid for up to 180 ... Read More »
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Top Q&A For: How long is a credit report valid

How long do you need an active credit line to achieve a valid credit score?

On One Hand: Just a Few MonthsIf a borrower opens up a trade line and uses it frequently, it should take him just a few months to create a valid credit score. However, it should be noted that the c... Read More »
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How long do bad credit records that are past the statute of limitations stay on your credit report?

Negative entries on your credit report that are accurate will remain for seven years, with the exception of a bankruptcy, which will be reported for 10 years. The entries will remain on your report... Read More »
http://www.answerbag.com/q_view/2209854

How long do bad credit records that are past the statute of limitations stay on a credit report?

Negative entries on your credit report generally stay there for seven years from the date of the negative event. In the case of personal bankruptcy, the entry stays on your credit record for 10 yea... Read More »
http://www.answerbag.com/q_view/2210133

How long do bad credit records past the statute of limitations stay on a credit report?

Under the Fair Credit Reporting Act, credit bureaus must remove negative accounts older than seven years. If such an account appears on your credit report, you have the right to dispute it with the... Read More »
http://www.answerbag.com/q_view/2240483


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