How long does something stay on ChexSystems?

Answer An item stays on ChexSystems for five years, unless the credit union or bank that submitted the report requests that it be removed. ChexSystems may also be obligated remove information from reports... Read More »

Top Q&A For: How long does something stay on ChexSystems

How long does reported information stay on ChexSystems?

Reported information stays on ChexSystems’ files for up to five years. If the reporting agency requests removal of the submittal, then ChexSystems is obligated by the applicable law to remove it.... Read More »

How long does ChexSystems report you?

According to the National Check Fraud Center, reports of non-sufficient funds, accounts closed by the debtor or the institution, or other reports of bank account activity may remain in the consumer... Read More »

What is chexsystems?

Each time a financial institution opens a bank account, the organization runs the risk of suffering a loss due to check fraud or unpaid overdrafts. Chexsystems is a service that banks use to help m... Read More »

Does BBT use ChexSystems?

As of February, 2010, the Branch Bank & Trust (BB&T), headquartered in Winston-Salem, North Carolina, uses ChexSystems to verify new accounts. BB&T operates more than 1,850 banks and financial cent... Read More »