How long does it take for credit requests to fall off the credit report?

Answer Credit inquiries will remain on your credit report for two years. However, the FICO credit score only takes into consideration inquires from the past 12 months. Only inquiries generated as a result... Read More »

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How Long Does it Take for Credit Requests to Fall Off the Credit Report?

Most items on credit reports do not remain forever. The Credit Infocenter credit repair website explains that most negative things, like late payments, charge-offs and repossessions, are erased aft... Read More »

How long does it take for late payments to fall off of a credit report?

Generally speaking, a credit report can list any delinquent payments, regardless of when they were paid in full, for up to seven years from the time the debt is first reported.Source:Credit Info Ce... Read More »

How to Avoid Unauthorized Requests on Your Credit Report?

Have you ever wondered where those requests for your credit report, which are reflected whenever you check it, come from? Actually, some of these transactions may have been initiated by you when yo... Read More »

How to Report False Email Requests for Credit Information?

Emails sent by fraudsters seeking your credit information are called phishing emails. They usually include links to phony websites made to look like real online banking sites. When you enter the si... Read More »