How long does a negative credit score last?

Answer The length of time negative information remains on your credit score lasts depends on the information type. Inquiries only remain for two years. Judgments, missed payments, and Chapter 13 bankruptc... Read More »

Top Q&A For: How long does a negative credit score last

How long do you need an active credit line to achieve a valid credit score?

On One Hand: Just a Few MonthsIf a borrower opens up a trade line and uses it frequently, it should take him just a few months to create a valid credit score. However, it should be noted that the c... Read More »

How long will credit repair take to increase my credit score?

Credit repair businesses correct credit report errors that can inhibit your ability to obtain credit. When using credit repair, it could take at least three months before you see an increase in you... Read More »

How long does negative information remain on your credit?

According to the federal rule on credit reporting time lines, negative information can remain on your credit history for up to seven years. If you find that adverse information remains on your cred... Read More »

How long can negative reporting show up on a credit report?

A negative report will usually show up on your credit report for seven years. However, Chapter 7 bankruptcies remains for 10 years and unpaid tax liens have no time limit, according to MyFICO.Refer... Read More »