How long can a collection agency try to collect a debt?

Answer On One Hand: Until You PayA collection agency can try to collect the debt until you pay it, even if it is no longer on your credit report. Most delinquent credit accounts are removed from your cred... Read More »

Top Q&A For: How long can a collection agency try to collect...

Can a collection agency sue you to collect money?

A collection agency can sue you to collect money, according to the Privacy Rights Clearinghouse. The debt collection agency also does not need to warn you of a lawsuit. They cannot, however, threat... Read More »

How to Report a Bad Debt to a Collection Agency?

According to, most collection agencies are members of the three major credit-reporting companies or bureaus, Experian, Equifax and TransUnion. As members, they can report bad debt ... Read More »

How to Choose a Commercial Debt Collection Agency?

Commercial debt is debt owed or due by a business. If your company has debtors, it can be beneficial to you if the debt collection is handled by a professional rather than yourself. Instead of focu... Read More »

Can a collection agency file a judgment on you for credit card debt?

A collection agency can and will sue you in civil court over credit card debt. If the collection agency wins, they will receive a judgment. Depending on the terms of the judgment, the agency can th... Read More »