How long after I buy a home can it be refinanced?

Answer While there is no limit to the number of times a borrower can refinance a property, most lenders require that a borrower have owned a home for at least six months prior to the first refinancing.Sou... Read More »

Top Q&A For: How long after I buy a home can it be refinanced

Can an FHA loan be refinanced?

An FHA loan is simply a home loan that has been guaranteed by the Federal Housing Administration. You can refinance a current FHA loan or refinance a standard mortgage with an FHA loan.References:H... Read More »

Can a VA loan be refinanced?

According to the Department of Veterans Affairs, a VA loan can be refinanced through the Cash Out refinancing loan program or the Interest Rate Reduction Refinance Loan (IRRRL). The IRRRL can only ... Read More »

Can I get refinanced while in Chapter 13?

You can refinance while in Chapter 13 bankruptcy. An attorney will work with lenders to get a Chapter 13 refinance mortgage that combines your debt and mortgage payment into a single low monthly pa... Read More »

Can You Get Refinanced If You Have Arrears on a Mortgage?

You can refinance your home if you are in arrears on your mortgage, however the interest rate and fees will be higher than a conventional loan. These are called sub-prime loans and are available in... Read More »