How far back does a credit check go for employment purposes?

Answer Employers and human resources departments pull credit reports from one of the top three credit bureaus: Equifax, TransUnion or Experian. Credit reports pull historical data for seven years. Bankrup... Read More »

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Is it legal to use a credit history for employment purposes?

It is legal to check an applicant's credit history for employment purposes. With your permission, an employer can obtain a consumer report that will contain information about your credit. An employ... Read More »

What is a credit check for employment?

According to MSN Money, more than one-third of employers check applicants' credit reports before hiring them. A credit check involves the potential employer pulling the credit report of the potenti... Read More »

How far back do hotel companies employment background check go?

Hotel employees who are informed of a background check can expect their criminal and credit reports to be included for their entire history back to the age of 18.Source:Federal Trade Commission

Can they use your credit report for insurance purposes in Michigan?

According to, although many states allow FICO or credit scores to be used by insurance underwriters to determine the price that should be charged for premiums or if a policy should be unde... Read More »