How does short term disability work?

Answer Assuming that you are referring to short term disability insurance, it is intended to replace income when the insured is unable to work due to an injury or medical condition that is not excluded by... Read More »

Top Q&A For: How does short term disability work

If you are 6 weeks pregnant and it is too late to sign up for voluntary short-term disability offered by your employer are there any companies that will provide a short term disability policy?

Certainly there are but your present condition would be exluded.You can still apply even if you are already pregnant. Your pregnancy and maternity leave will not be covered, but you will have incom... Read More »

Are short term disability benefit payments taxable for an employer provided and paid short term disability plan?

Answer Yes, all employer paid benefits and wages are taxable. There is a way around that if you are an executive. 4lifeguild

Can you purchase a second short term disability insurance if you already have short term disability insurance through your employer?

Yes you can get supplemental coverage. Most carriers will limit the total benefit amount to under 70% of your income. For example, if your current policy replaces 35% of your income, you can purch... Read More »

Can you go on short term disability for work stress?

Stress and Anxiety are both difficult conditions to assess when claiming disability insurance benefits. This is because Stress and Anxiety can be difficult conditions to diagnose. Unlike many illne... Read More »