How does No Fault work if there are no injuries only vehicle damage?

Answer Answer Most "no fault" laws apply only to injuries, so in other words, if someone else damages your car, you can get the damages taken care of by their insurance company (or use your ins company an... Read More »

Top Q&A For: How does No Fault work if there are no injuries...

Does no fault Insurance apply to medical claims only or is the collision damage 'no fault' also?

Answer No fault medical coverage means only that the coverage will pay for an insured's injuries no matter who was at fault for an accident. This is the only coverage in which this 'no fault' ter... Read More »

If you have liability insurance only in a no-fault state and you were rear-ended and vehicle totalled who pays for the replacement or repair of the vehicle?

%DETAILS%%FOLLOWUPS% Answer Michigan's no fault law is really a pain. If you only had liability insurance, even if you weren't at fault, you're responsible for the damages to your vehicle. If the o... Read More »

If a hit and run vehicle knocks an insured moving vehicle into your liability-only parked vehicle whose insurance pays for damage to your car?

Answer The "At Fault" party is responsible for your damage, regardless of who ran. The driver who ran from the scene is not necessarily the at fault party. The question is who caused the accident? ... Read More »

If a tire blows out on my vehicle and the only damage is to my vehicle and the passengers in it What if any will my North Carolina liability insurance pay out?

Answer you are saying you only have liability? will cover nothing on your vehicle. if your passengers were injured (baring any exclusion) you liab. coverage will cover their injuries assuming you ... Read More »