How do you decide whether to report an accident and make an insurance claim?

Answer Answer If there is some damage to either vehicle. It's always wise to report it then because the other person you may have hit could come back on you and make things much more complicated than th... Read More »

Top Q&A For: How do you decide whether to report an accident...

How long do you have after a car accident to report and file a claim with the at fault's persons insurance company with no police report?

With any claim, you will want to report the incident ASAP. When I've had incidents, I've always done it same day. Anyhow, your specific policy will let you know how long you have. and it's usually ... Read More »

If an accident occured a year ago can you be persued to file a claim with your insurance comapny and would the claim be valid?

Answer In many states you have up two years to submit a claim for accidents. But statues of limitation vary from state to state.

If the insurance policy lapses after a claim has been submitted for a minor accident will it affect the claim processing?

Answer The claims department will be concerned only with the status of the policy at the moment of the accident. Other than that, it will not come into play. Any delay would be very minor (as long ... Read More »

Do your car doors have to be locked in order to report something stolen or make an insurance claim on it?

No it is considered stolen if someone currently has something of yours in their possesion without your permission.