How do you clear your credit history?

Answer In the mid 1990's, credit scores were born as a tool for mortgage underwriters. Now all creditors use your credit report as a benchmark determining your credit worthiness. Your credit report shows ... Read More »

Top Q&A For: How do you clear your credit history

How to Clear Your Bad Credit History?

You can clear bad history from your credit report by writing letters to the credit bureaus. However, don't expect to completely wipe the slate clean. According to the Federal Trade Commission, only... Read More »

How to Clear Negative Credit History?

If you have a negative credit history, it can prevent you from getting loans or increase the interest rate that you must pay when you do get a loan. Unfortunately, unless there are mistakes on your... Read More »

How to Improve Your Credit Rating If You Have Insufficient Credit History?

According to MyFico, your FICO score ranges from a low of 300 to a high of 850. The higher the score, the better. If you have insufficient, or limited, credit history, you will need to establish ne... Read More »

How much credit history is needed for a credit card?

On One Hand: Unsecured Cards Require HistoryUnsecured credit cards are available for people who have fair to excellent credit and an established history. A "fair" credit history may result in a low... Read More »