How do credit cards with a 0% introductory apr make a profit?

Answer It is very important to read all the terms and conditions on a credit card application before committing to accepting an offer of credit. Credit card lending is extremely lucrative for banks, no ma... Read More »

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How to Make Money With Credit Cards?

You can beat credit card providers by making money with cash back, airmile and other reward credit cards: here's how.

Will canceling credit cards with high available credit hurt my credit score?

Closing a credit card with a high available credit limit will lower your available credit, as well as remove some of your credit history. Typically, it does lower a borrower's credit score, althoug... Read More »

How Do Debit Cards Make a Profit?

A debit card is a form of "credit card" that uses a pin number for security identification instead of a signature and directly accesses a user's bank account instead of a line of credit, as a tradi... Read More »

Unsecured Credit Cards for People With Poor Credit?

Once your credit falls apart, your options for opening a credit-card account are limited. You will need unsecured credit credit cards to rebuild your credit and make purchases that require a deposi... Read More »