How do credit bureaus come up with scores?

Answer When people apply to borrow money through loans or credit cards, the lenders try to figure out how likely that person is to pay the money back. They do this by consulting the credit bureaus, which ... Read More »

Top Q&A For: How do credit bureaus come up with scores

How to Monitor All Three Credit Bureaus & Scores Monthly?

The three primary credit bureaus, Equifax, TransUnion, and Experian, all receive and report slightly different information on your credit report. They also calculate credit scores, the three digit ... Read More »

How to Change a Name With the Credit Bureaus?

To guarantee accuracy on your credit report, it is wise to inform the credit bureaus of any name change you incur. Keep your information current with the credit bureaus to ensure your correct infor... Read More »

How to Improve Credit Scores With Credit Card Payoffs?

Your credit score continually changes, moving up or down based on how you handle your loans and accounts. Factors like on-time or delinquent payments, opening or closing accounts and paying down ba... Read More »

Does green dot credit card report to credit bureaus?

Green Dot offers prepaid debit products, not traditional credit cards. Green Dot products do not require a credit check, and the company does not report to the credit bureaus, nor does having one o... Read More »