How do I legally see my credit report once a year?

Answer Your credit report is a document that current and potential creditors use to evaluate how likely you are to repay debts. Credit reports are also used by creditors in determining the outcome of an a... Read More »

Top Q&A For: How do I legally see my credit report once a year

Can I get my credit report more than once in a year?

Federal law entitles each person to receive her credit report once per 12-month period from each of the three major credit bureaus for free. However, you may obtain your credit report more than onc... Read More »

How do I receive my free credit report once a year?

OnlineGo to the free annual credit report website (see Resources section) and select your state on the homepage. Complete the required personal information and you will be able to view your credit ... Read More »

How Long Can a Mark Legally Stay on Your Credit Report?

Many people find themselves in a situation where they have bad credit. People have financial problems and have a hard time paying their bills on time. Sometimes, they get divorced and the income th... Read More »

How much does my score change once I have a charge-off on my credit report?

On One Hand: Can Damage FICO ScoreA charge-off is a big red flag on a credit report and can be very damaging to your FICO score. How much your score will change once you have a charge-off on your c... Read More »