How do I get a first-time home loan?

Answer Obtain a mortgage loan application from a mortgage lender. A mortgage lender can be found online, through websites such as, or by contacting your local bank. Most banks have mortgage p... Read More »

Top Q&A For: How do I get a first-time home loan

How do I get a first-time home buyer loan?

FHA LoansApply for a first-time home loan with a mortgage lender. Typically, first-time home buyers have low down payments, making an FHA loan a good option. FHA requires a minimum down payment of ... Read More »

When is it a good time to take out a home equity loan?

On One Hand: Anytime is Good for Safe InvestmentsYou should be conservative when taking out a home equity loan. One good use of the money is for home improvements, because then the money will make ... Read More »

Best place to get first time home buyers loan, bank or finance company?

I have to agree with the other person who recommended waiting until you pay off debt and get your credit score higher. At 630, your score isn't bad, but it could be improved. And the fact she doe... Read More »

Do you have to be employed for a specific amount of time in order to be pre-approved for a home loan?

It depends on other information like your credit, assets, down payment, etc., but in general, I would need to see at least 30 days worth of pay-stubs. An offer letter (if you have one) would help t... Read More »