How do I clean up a credit report?

Answer Cleaning up your credit report takes time and effort. The three credit reporting agencies are Equifax, Experian and TransUnion. Federal law states that you are entitled to one free credit report fr... Read More »

Top Q&A For: How do I clean up a credit report

Tips on How to Clean Up Your Credit Report?

Your credit is the mark that you are judged by to obtain loans, purchase goods on credit and even sometimes for getting a job. If you have had problems paying back any kind of debt from an old phon... Read More »

How to Clean a Credit Report for Free After Bankruptcy?

What many people do not realize is that you actually can clean your credit report after having a bankruptcy. Many times you can actually raise your score significantly even before the bankruptcy fa... Read More »

How long do bad credit records past the statute of limitations stay on a credit report?

Under the Fair Credit Reporting Act, credit bureaus must remove negative accounts older than seven years. If such an account appears on your credit report, you have the right to dispute it with the... Read More »

How long do bad credit records that are past the statute of limitations stay on your credit report?

Negative entries on your credit report that are accurate will remain for seven years, with the exception of a bankruptcy, which will be reported for 10 years. The entries will remain on your report... Read More »