How can you lower the cost of disability insurance?

Answer The primary factors impacting your premium are: the elimination period, benefit period, and benefit amount. You can lower your premium cost by choosing a less costly configuration on one, two, or a... Read More »

Top Q&A For: How can you lower the cost of disability insurance

Is there a low cost hospitalization insurance you can get while on state disability insurance?

AnswerYou may be able to get a hospital indemnity plan that pays a fixed amount in the event you are hospitalized up to a specified number of days per year. Check with your local health insuurance ... Read More »

Should stay at home moms have disability insurance to cover the cost of childcare and housekeeping should she be unable to perform these tasks because of a disability?

Stay at home moms don't get the recognition they deserve. Although all of these tasks are quite important, and it would cost plenty to hire a replacement, you may find it difficult to find an insur... Read More »

What is general cost for disability insurance?

There are too many variables to give you an answer. Age, Income, Health, the benefit structure within the policy, etc. Anywhere from $40 - $200 plu/minus. I can give you solid numbers based on y... Read More »

How much does disability insurance cost?

Disability insurance costs vary depending on factors that include type of job, age of the insured and percent of salary to be replaced in case of a claim. As a general guideline, disability insuran... Read More »