How can you get liability insurance for UL listed products?

Answer AnswerThere is no conspiracy. Most insurance companies have needed to raise rates for the last several years. 9/11 gave them the excuse. As you may or may not know there is a cycle on insurance bet... Read More »

Top Q&A For: How can you get liability insurance for UL list...

What is the difference between Comprehensive General Liability insurance and Public and Products Liability insurance?

The correct term is COMMERCIAL GENERAL LIABILITY. The term Comprehensive General Liability is a old term that was at one time used as well as Public and Products Liability. These terms are often us... Read More »

Do you need liability insurance if you operate a company that sells services not products?

Answer Yes--you need to be insured for completed operations. Namely, that your service will not hurt anyone (i.e. contractors, etc.)AnswerYou will need a general liability policy to be covered and ... Read More »

What is the difference between farm liability insurance and vacant land general liability insurance?

Farm Liability is often a Farm Comprehensive Personal Liability coverage form and generally covers the land on which you farm as well as the products which you produce as a farmer. It covers the pe... Read More »

What type of liability insurance can you get to lease a commercial building for personal non-business use or is an umbrella policy from your homeowners liability insurance enough for the landlord?

Umbrella policies are often written as "following form" which means it only provides coverage if your primary (i.e. homeowners policy) provides coverage. Ask your insurance agent if you need to add... Read More »