How are insurance rates affected by points on a driver's license?

Answer Points are levied against drivers who make a mistake or violate rules of the road. Accumulating points on your driving record will likely have a negative impact on your auto insurance premium.Effec... Read More »

Top Q&A For: How are insurance rates affected by points on a...

How many points are given for a ticket for not having your headlights on and will it affect auto insurance rates in California?

Answer get a copy of the police report. it gives you the name of other parties insurance company and policy number.

If a speeding citaton is given with company insurance info instead of personal whose insurance and record is affected?

Answer When a speeding citation is given, it is given to the driver... not the owner of the vehicle nor the person (or company) who is insuring the vehicle. Therefore, the driver's insurance and d... Read More »

If you suspend health insurance for 3 months while you are out of the country does it put anything negative in your insurance history and will you be able to get competitive rates when you return?

Answer What you need to do is see how much it will be for out of network providers in case you get hurt in another Country. Do you think that Country will pick up your medical tab if you get hurt... Read More »

How long is insurance affected by DUI in California?

Driving Under the Influence of Alcohol (DUI) may affect your insurance rates for up to three years, as that is how long it rates by insurance points in California. However, a DUI may remain on your... Read More »