How Long Does an FHA Credit Approval Last?

Answer A Federal Housing Administration (FHA) credit approval is a significant milestone in obtaining FHA funding for a home. Since the FHA ensures the lender that the loan will be repaid even if the buye... Read More »

Top Q&A For: How Long Does an FHA Credit Approval Last

Is your credit hurt if you don't get a credit card approval?

Being denied for any type of credit, including a credit card, does not affect your credit score. However, your score may drop by a few points for each time your credit report is pulled by a lender.... Read More »

Will pre-approval affect my credit score?

When mortgage lenders request a copy of a credit report for loan pre-approval, it is considered to be a hard inquiry and can result in a credit score drop of up to five points. Pre-approved credit ... Read More »

Can a credit card be issued to me without my approval?

If a person has the right information, he can apply for a credit card in your name. This is credit card forgery. Credit card applications typically ask for sensitive information, such as a Social S... Read More »

Can my spouse request my credit report without my approval?

No, a husband or wife cannot get a spouse's credit report without their consent. It is a federal crime to obtain a copy of someone's credit report without their permission. It is punishable by a fi... Read More »