How Long Do Negative Items Remain on My Credit Report?

Answer A positive credit report is a ticket to loans with low interest rates, according to Cari Noga of the financial advice site. People who make a string of late payments or default on acc... Read More »

Top Q&A For: How Long Do Negative Items Remain on My Credit ...

When do negative items come off of a credit report?

Negative items such as delinquencies, collection accounts, judgments, paid liens and charged-off accounts fall off credit reports in seven years. Bankruptcies stay on reports for 10 years, and unpa... Read More »

When do negative items fall off your credit report?

Most negative items, such as late payments and collection accounts, fall off your credit reports after seven years. Bankruptcies, however, can take up to 10 years to fall off, while unpaid tax lie... Read More »

How long does negative information remain on your credit?

According to the federal rule on credit reporting time lines, negative information can remain on your credit history for up to seven years. If you find that adverse information remains on your cred... Read More »

How do i erase potentially negative items from a credit report?

Identify and Document the ErrorRequest a credit report from all three major credit reporting agencies and document everything you can about the incorrect item. It is important to make sure you unde... Read More »