How Do I Insure My Funds in My Bank Account after FDIC Insurance?

Answer If your bank fails and you don't have insurance, you may get some of your money back, how much depending on the size of your account. The Federal Deposit Insurance Corporation (FDIC) guarantees fun... Read More »

Top Q&A For: How Do I Insure My Funds in My Bank Account aft...

Does the FDIC insure $100,000 per bank or per account?

FDIC insurance will cover up to $250,000 per person per insured bank until December 31, 2013. If you currently have more than $250,000 in deposits, spread the amount between multiple banks to keep ... Read More »

How to Transfer Funds to an Offshore Bank Account?

An offshore banking account is a helpful financial tool for individuals and businesses alike. People who travel abroad frequently often find that maintaining this type of account and transferring f... Read More »

Can a bank account be garnished if it has retirement funds in it?

State laws can vary on garnishment. With a few exceptions, Social Security proceeds---along with several other federal benefits---are exempt from garnishment under federal and state law. Other reti... Read More »

How to Tell If a Bank Account Is Active & Has Funds Available?

There are risks involved with accepting checks from strangers for goods or services rendered. The biggest risk is that the account may have insufficient funds to cover the check. Your bank will cha... Read More »