How Do I Fix a Credit Report?

Answer A credit report is a record of a person's personal borrowing history that is used to create a credit score that gauges the risk that person presents to borrowers. Having a high credit score makes a... Read More »

Top Q&A For: How Do I Fix a Credit Report

How to Get a Collections Report Off of Your Credit Report File?

A collection report that appears on your credit report file can harm your credit score and borrowing ability. As a collection is typically an indication you failed to pay your bill on time or at al... Read More »

Do you get a free credit report when you report fraud?

If an individual is a victim of fraud, he may request an copy of his credit report free of charge at any time. The fraud victim won't automatically receive a free credit report when he reports the ... Read More »

How do I get a free credit score if I don't have a credit card Besides free credit report .com?

If I'm Being Sued for Credit Card Debt, Can My Credit Report Be Used Against Me?

A credit report compiles your payment history into four sections: negative accounts, positive accounts, public records and collections. The information contained in a credit report is vital because... Read More »