How Can I Lower My Credit Card APR?

Answer Using a credit card can be quite tempting with the convenience of purchasing something you want now and not having to worry about paying for it until later. However, depending on your card's annual... Read More »

Top Q&A For: How Can I Lower My Credit Card APR

Does reporting a credit card stolen lower your credit score?

Reporting a credit card stolen does not lower your credit score. Some actions that can lower your credit score are late or missed payments, too many inquiries for new credit at one time and unpaid ... Read More »

How to Transfer a Credit Card to a Lower Interest Card?

Many people use credit cards for daily purchases, such as for: groceries, gasoline or entertainment. Credit card interest rates can vary considerably; some will have a 0 percent annual percentage r... Read More »

How to Lower a Credit Card's Available Credit Line?

Do you wonder how to lower your credit card's available credit line? Credit card credit lines are in place to help consumers manage their spending. Banks also modify consumer credit lines to minimi... Read More »

Does being denied a credit card lower your credit?

A denial has no direct effect on your score. The process of applying for a credit card is what effects your credit score. Every time you file an application for a new line of credit, your score can... Read More »