Help with electricity bill. Im in debt yet I have credit balance?

Answer Ring them on Monday and get them to sort it out. Make sure you write down the name of the person you are dealing with as I have found out that every time you ring them you will get someone differen... Read More »

Top Q&A For: Help with electricity bill. Im in debt yet I ha...

How to Negotiate My Credit Card Debt Prior to Paying Off My Balance?

Some Americans struggle with overwhelming credit card debt. If you have a large amount of credit card debt, you must make repayment a priority before it consumes you--financially and psychologicall... Read More »

Will the government help with my credit card debt?

On One Hand: Laws that Protect ConsumersIn May 2009, U.S. President Barack Obama signed the Credit Card Accountability, Responsibility and Disclosure Act into law. The purpose of the act is to prot... Read More »

Does my credit card balance increase with a balance transfer?

If the card you are transferring your balances to has a transfer fee, your balance on the new card will be higher than it was on the old card. Transfer fees should be considered alongside any poten... Read More »

I have seen various “Obama” grants that claim to help students pay off their credit debt and/or student loans.?

I know he is implementing a new "income based" loan repayment option. With it, you pay a monthly payment based on your salary, to avoid your monthly paying being half your pay or something. Then ... Read More »