For how many years can a chapter 13 bankruptcy be reported?

Answer Chapter 13 bankruptcy is listed as a "public record" on your credit report (with all three credit bureaus). The information is reported and shown on your credit report for 10 years after it is disc... Read More »

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How many years do you have to wait to file for Chapter 7 bankruptcy?

Chapter 7 bankruptcy lets the debtor wipe out unsecured debt immediately, so it has the longest wait of any chapter. You must let eight years lapse between Chapter 7 filings and six years if you pr... Read More »

How many years after bankruptcy can you file again for a Chapter 7?

You can file for a Chapter 7 bankruptcy eight years after a previous Chapter 7 filing, and six years after a previous Chapter 13 filing. The wait to refile typically shortens to 180 days if the pre... Read More »

Can you file a Chapter 13 if you filed a Chapter 7 bankruptcy two years ago?

A Chapter 13 bankruptcy filing allows the debtor to reorganize finances and create a schedule for paying back all or some of his debt. Chapter 13 cannot be filed if the debtor received a discharge ... Read More »

How soon after filing a chapter 7 bankruptcy can you file a chapter 13 bankruptcy?

The U.S. Bankruptcy Code allows debtors to file for bankruptcy multiple times, but has changed the number of years you must wait between filings. Previously, a debtor could file under either Chapt... Read More »