Does your renters insurance cover items if you were robbed?
It should. Read your insurance policy, or call your agent.
If you are robbed outside of your apartment does renters insurance cover the loss of all of your property?
No. Hail damage to a car is covered by the comprehensive (sometimes called "other than collision" or "comp") portion of your auto insurrance policy.
Does renters insurance cover items in storage?
planes, trains and of course automobiles
Does renters insurance cover items outside the home?
Yes, It is always a good idea to keep your stuff inside.
Does renters insurance cover items stored in garage?
of course. Purposefully starting fires, being drunk and driving and hitting someone and many more acts.