Does your insurance stop when you have short term disability?

Answer While you are on leave you have the option of continuing your insurance coverage under the same terms as when you were employed - provided your employer is bound by FMLA. Once your FMLA leave expir... Read More »

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Can you purchase a second short term disability insurance if you already have short term disability insurance through your employer?

Yes you can get supplemental coverage. Most carriers will limit the total benefit amount to under 70% of your income. For example, if your current policy replaces 35% of your income, you can purch... Read More »

Can your employer cancel your health insurance when you are on short term or long term disability because you did not make a payment on your insurance like is normally done through your paycheck?

Your employer's obligation to pay premiums normally stops when your paycheck does, that is, when your medical and personal leave is exhausted, and there is nothing left to deduct the premiums with.... Read More »

Does GA have short term disability insurance?

Georgia does not have state mandated short term disability insurance coverage for workers. If you want coverage, you should apply for an individual short term disability policy through your employer.

If you are 6 weeks pregnant and it is too late to sign up for voluntary short-term disability offered by your employer are there any companies that will provide a short term disability policy?

Certainly there are but your present condition would be exluded.You can still apply even if you are already pregnant. Your pregnancy and maternity leave will not be covered, but you will have incom... Read More »