Does the Average Homeowner's Insurance Cover Black Mold?

Answer The average homeowner's insurance does not cover black mold or any direct or indirect property loss from mold damage. In fact, most insurers specifically exclude coverage for black mold damage.Sour... Read More »

Top Q&A For: Does the Average Homeowner's Insurance Cover Bl...

Does homeowners insurance cover a homeowners fall?

You mean cover the owner who is listed on the policy? =No!

Assistance for Homeowners With Black Mold?

Although mold is a natural organism that serves a valuable purpose in the environment, it can wreak havoc inside the home. Some mold is always present in homes, but when this fungus attaches itself... Read More »

Will homeowners insurance pay to remove mold?

If a tenant lives in your condo and a common area pipe leaks on their car causing damage should the HOA cover this or will your homeowners liability insurance cover this or neither?

Read both your master policy that covers the condominium association's assets and your homeowner's policy to verify coverage.Also, the tenant's insurance may be a possibility for coverage.Basically... Read More »