Does renter's insurance include liability insurance?

Answer Yes. This is why most apartments or landlords require it. This is something that a lot of people overlook when renting. If someone is injured on your promises you are liable. Most comprehensive te... Read More »

Top Q&A For: Does renter's insurance include liability insur...

Can General Liability Insurance also include Garage Liability Insurance?

Yes it can. In fact, a policy written on a "Garage Liability Form" will show a limit for "Auto" and then also show a limit for "Other than auto". Auto liability is basically due to the fact that th... Read More »

Can my homeowners insurance refuse to cover my fiance for loss or liability on the home we jointly own because he is not related to me and make me buy renters insurance for him in NJ?

Laws may be a little different in the Armpit of America but in the communist state of MA as long as you jointly own the home then you would be jointly covered on the home policy. If so then they ca... Read More »

Does liability insurance include accidents that occur at your home?

Answer That depends on the person that was injured and the circumstances of the incident. But yes accidents that happen in or around the home can be covered.

Does an owners liability insurance cover damages to contents of renters property if the homeowner is negligent?

No, a homeowners insurance policy does not provide coverage for the property of a tenant. That's what "Renters Insurance" is for. If the renter chose not to purchase a renter insurance policy, The... Read More »