Does it make sense to purchase disability insurance at age 72?

Answer Answer Here is advice: Not only does it not make sense, you can't! It may, however, make very good sense, depending on your own personal situation, to buy Long Term Care insurance. If it were ava... Read More »

Top Q&A For: Does it make sense to purchase disability insur...

Can you purchase a second short term disability insurance if you already have short term disability insurance through your employer?

Yes you can get supplemental coverage. Most carriers will limit the total benefit amount to under 70% of your income. For example, if your current policy replaces 35% of your income, you can purch... Read More »

Why is it so expensive to purchase disability insurance for individuals who 's employer wont offer it through their company?

Answer Individual Policies are better. The employer can't cancel it. You can take it with you to a new job.

Can you purchase shortterm disability insurance that starts covering the preexistng condition you are already out sick with?

In general, yes.In fact, because insurance is as closely regulated by the states as it is, insurers are often called upon (or perhaps pressured) to reopen or to reconsider claims when complaints ar... Read More »

Does travel insurance make sense?

It make sense because it will give you a peace of mind when you go travelling. It just cost a fraction compare when something happens durring your holiday. Everybody pay insurance for his car and ... Read More »