Question

 Does insurance follow the car or the person?

Answer Depends on the insurance policy. A good one will cover both, as long as the driver has permission to drive the car, and the policy owner can cover a rental or a new vehicle.
http://wiki.answers.com/Q/Does_insurance_follow_the_car_or_the_person

Top Q&A For: Does insurance follow the car or the person

If a car has only storage insurance on it and someone else drives it can the person who has the insurance policy be held responsible and will it affect that person's insurance?

Answer I'm assuming that "someone else" had an accident while driving this un-insured car, and that person should be held responsibility. However, if they have no assets, responsibility will fall o... Read More »
http://wiki.answers.com/Q/If_a_car_has_only_storage_insurance_on_it_and_someone_else_dr...

If a person has full coverage insurance on a car and another person is going to drive the car but isn't listed as a driver on that insurance are they still covered?

Answer Normally, if you call your insurance company they will be able to answer this question for you. Since most insurance companies are different than others its always a good idea to double-chec... Read More »
http://wiki.answers.com/Q/If_a_person_has_full_coverage_insurance_on_a_car_and_another_...

If you are informed you need a follow-up medical test shortly after starting on a new insurance plan can the insurance company claim you have a preexisting condition?

Answer Yes, putting prejudice aside, facts are facts. If there is medical documentation from the past showing a condition, that is considered "pre-existing"
http://wiki.answers.com/Q/If_you_are_informed_you_need_a_follow-up_medical_test_shortly...

If you are involved in an accident with a person who has no insurance and they are at fault does your insurance pay for repairs to your vehicle if you only have liability insurance?

No, Liability Insurance is just as it says, Liability only pays for damage you cause to another. It will not pay for damages to your vehicle if you had only liability coverage.Answer Usually they d... Read More »
http://wiki.answers.com/Q/If_you_are_involved_in_an_accident_with_a_person_who_has_no_i...


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