Does insurance follow the car or the person?

Answer Depends on the insurance policy. A good one will cover both, as long as the driver has permission to drive the car, and the policy owner can cover a rental or a new vehicle.

Top Q&A For: Does insurance follow the car or the person

Does car insurance follow the driver or the car?

The Consumer Action Handbook states that a person purchases insurance after a car is bought. Each new car requires a new set of policy documents. Therefore, insurance does not follow the car or the... Read More »

Does auto insurance follow the car or the driver?

Most auto insurance companies insure the car, and therefore, no matter who drives the car, the auto insurance covers it. However, if you don't own a car, you can get auto insurance on yourself and ... Read More »

Does insurance coverage follow the car or the driver?

Insurance coverage can follow the car or driver. Insurance usually covers the car, even if someone other than the owner drives it. However, you can also purchase nonowner's coverage if you do not... Read More »

If you are involved in an accident with a person who has no insurance and they are at fault does your insurance pay for repairs to your vehicle if you only have liability insurance?

No, Liability Insurance is just as it says, Liability only pays for damage you cause to another. It will not pay for damages to your vehicle if you had only liability coverage.Answer Usually they d... Read More »