Does having a non-moving violation misdemeanor affect your car insurance rates?

Answer Answer Usually garage keepers liability will cover the vehicle, but if not the other insurance company is still on the hook for at least the cost of the repair

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Is a moving violation in Wisconsin a traffic misdemeanor?

Most moving violations in Wisconsin are misdemeanors, according to Find Law. Moving violations can be felonies if serious enough, such as extreme reckless driving. Additionally, a person's fifth dr... Read More »

Is a seat-belt violation a moving violation?

In many states, a seat-belt violation is considered a moving violation. A moving violation negatively affects your insurance rates, as it adds points to your driving record. However, in some states... Read More »

Will a bankruptcy affect your auto insurance rates?

== Answer == I don't actually work for an insurance company, but I do know that credit can affect your rates (bad credit = worse rates). Insurance, after all, bases its life on risk: the riskier th... Read More »

How much does a speeding ticket affect insurance rates?

Your insurance rates will most likely be affected by a speeding ticket, but not in all cases. Some insurance companies will give you the benefit of the doubt if it is your first ticket. If the insu... Read More »