Does car insurance follow the driver or the car?

Answer The Consumer Action Handbook states that a person purchases insurance after a car is bought. Each new car requires a new set of policy documents. Therefore, insurance does not follow the car or the... Read More »

Top Q&A For: Does car insurance follow the driver or the car

Does auto insurance follow the car or the driver?

Most auto insurance companies insure the car, and therefore, no matter who drives the car, the auto insurance covers it. However, if you don't own a car, you can get auto insurance on yourself and ... Read More »

Does insurance coverage follow the car or the driver?

Insurance coverage can follow the car or driver. Insurance usually covers the car, even if someone other than the owner drives it. However, you can also purchase nonowner's coverage if you do not... Read More »

If an out of state driver with no auto insurance has an accident in NJ is their health insurance or the NJ driver's auto insurance primary?

%REPLIES% Answer Someone's health insurance is not going to cover any injuries in an auto accident. That covered by the insurance on the vehicle. Since there wasn't any, it would appear the victim(... Read More »

Will a parent's insurance go up with a new driver in the household if the new driver has their own insurance?

Answer PROBABLY not if they specifically EXCLUDE that driver on their own policy. However, this will be an underwriting function and the underwriter could indeed raise the rate even if the parent... Read More »