Does an owners liability insurance cover damages to contents of renters property if the homeowner is negligent?

Answer No, a homeowners insurance policy does not provide coverage for the property of a tenant. That's what "Renters Insurance" is for. If the renter chose not to purchase a renter insurance policy, The... Read More »

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Does homeowner's insurance cover damages from radon?

Homeowner's insurance does not typically cover damages from radon. Radon is a naturally occurring gas that develops when rocks and soil decay, and it is present around a home's exterior. For this r... Read More »

Does renters insurance cover televison damages?

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Does Homeowner's Insurance Cover Self-Defense Liability?

Courts have traditionally been split as to whether self-defense liability coverage is available from homeowner's insurance policies. For example, the Hartford v. Alfred case in 2005 said that cover... Read More »

Can my homeowners insurance refuse to cover my fiance for loss or liability on the home we jointly own because he is not related to me and make me buy renters insurance for him in NJ?

Laws may be a little different in the Armpit of America but in the communist state of MA as long as you jointly own the home then you would be jointly covered on the home policy. If so then they ca... Read More »