Does a general contractor need to have liability and worker-comp?

Answer You would need to carry a Workers Compensation policy if you have employees, or you come across a job requiring a owner only certificate for workers compensation. I would advise carrying a general ... Read More »

Top Q&A For: Does a general contractor need to have liabilit...

What happens if a contractor does not have general liability insurance?

The contractor may not be able to qualify for jobs, as most principals require proof of insurance as a condition of the contract; this is especially true for public sector jobs.If the contractor is... Read More »

How much does it cost for General contractor general liability insurance?

The cost of general liability depends on.1) The type of contracting work you plan to do (Commercial, Residential, Demolion etc).2) The amount of work you plan to perform in a year.3) Your expect... Read More »

Should you hire a general contractor to remodel your house if he does not carry general liability insurance?

Answer No, you should not hire an uninsured contractor to do anything at all, remodel or otherwise, unless you are willing to fully accept and cover the costs of a loss if anything goes wrong.

When a General Contractors General Liability Insurance is up for renewal is there a grace period after the date of experation that the General Contractor is still covered under to decide to renew?

No. If you elect to renew coverage two days after expiration, some companies may agree to make coverage continuous (for licensing/contract requirements) but they will likely require you to sign a N... Read More »