Does a credit card charge constitute acceptance of a contract?

Answer Credit card companies provide users with pages of fine print, which constitute a contract. Although called a credit card user agreement, it still is a contract since it gives you the specific detai... Read More »

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How to Put Credit Card Acceptance on My Business Cards?

Accepting credit cards helps your business improve its cash flow. Customers are more apt to shop with you knowing that they can use their credit cards to make purchases. Many businesses spend money... Read More »

Is it standard practice to charge credit card fees when paying by credit card?

While some businesses charge a fee when customers pay by credit card, it is against their merchant agreement with the credit card company, such as Visa or MasterCard. If you encounter a company th... Read More »

Can a merchant charge me more if i use a credit or charge card?

On One Hand: Merchant Cannot Charge MoreEvery time a consumer uses a credit card to make a purchase, the credit card companies charge the merchant an "interchange fee." Some merchants want to pass ... Read More »

Is a credit card a negotiable contract?

Under some circumstances, credit card terms can be negotiated. Typically, a consumer must abide by the conditions spelled out in the original offer. But if a customer is having difficulty making pa... Read More »