Does Credit Counseling Work?

Answer On One Hand: Education HelpsThrough the use of credit counseling, a borrower can learn proper debt management, pay off existing debt, and get in control of her finances. It can help a borrower to c... Read More »

Top Q&A For: Does Credit Counseling Work

Do I have to be delinquent on my credit card payments before I can do credit counseling?

According to CredAbility (formerly Consumer Credit Counseling Service), there is credit counseling available to those who seek pre-delinquency financial and budgeting advice. There is counseling, t... Read More »

Does Credit Counseling Have a Negative Impact on Your Credit?

A licensed credit counselor is trained to work with an individual's creditors to help reduce balances, interest rates and fees while teaching him valuable debt management skills. Although credit co... Read More »

How to Get Credit Counseling?

Credit Counseling - or debt consolidation - advice is not hard to find. In learning how to get credit counseling, you must think why you are looking into the process and what you hope to accomplish... Read More »

Can credit counseling help?

On One Hand: Counseling Can HelpIf you are having financial difficulties, credit counseling may be your answer. A legitimate service, such as the ones you can receive through the National Foundatio... Read More »