Does Credit Counseling Work?

Answer On One Hand: Education HelpsThrough the use of credit counseling, a borrower can learn proper debt management, pay off existing debt, and get in control of her finances. It can help a borrower to c... Read More »

Top Q&A For: Does Credit Counseling Work

Does Credit Counseling Have a Negative Impact on Your Credit?

A licensed credit counselor is trained to work with an individual's creditors to help reduce balances, interest rates and fees while teaching him valuable debt management skills. Although credit co... Read More »

Does a credit counseling business need to be registered in the state of Arizona?

It depends on the way the credit counseling agency is organized. For-profit credit counselors have to be licensed in Arizona, while some not-for-profit debt management companies are exempt from lic... Read More »

Do I have to be delinquent on my credit card payments before I can do credit counseling?

According to CredAbility (formerly Consumer Credit Counseling Service), there is credit counseling available to those who seek pre-delinquency financial and budgeting advice. There is counseling, t... Read More »

How Does Counseling Work in the Criminal Justice System?

Counseling is an important part of the criminal justice system both as part of a pretrial condition to get a case dismissed and as part of probation following a criminal conviction. It is also use... Read More »