Do you need to have an agent of record for liability insurance for a company?

Answer There are predominantly two types of companies in operation in the USA - direct writers and independent agency companies. Direct writers distribute policies using company employee's; independent ag... Read More »

Top Q&A For: Do you need to have an agent of record for liab...

If you have Professional liability insurance why do you need general liability insurance?

Professional liability insurance will protect you against lawsuits arising from your actual business operation. Suppose you have a consulting business, and you are sued for providing incorrect info... Read More »

Do i need to create a company to get liability insurance?

Although there are a range of different liability insurance products available to businesses, you can also get personal liability insurance. Most personal insurance policies, such as auto and homeo... Read More »

Why does a dance host on a cruise ship have to sign a waiver releasing the agent and cruise company from liability and does his travel insurance cover him and what happens if the ship sinks?

The waiver pertains to liability of injury while dancing. Dancing on a stage is dangerous because of lighting conditions, and cruise ship stages are especially dangerous because of the added motion... Read More »

If you only have liability insurance and hit a pole during a snow storm will the insurance company pay to fix your car?

Answer NO. This is considered weather related and at-fault. Sorry. I'm a broker and I have to tell ppl all the time!