Do you lose points if you request a credit report?

Answer There are many ways that you can lose points on your credit report. The fact is that you requesting your own credit report will not hurt your credit score. The only way that a request for your cred... Read More »

Top Q&A For: Do you lose points if you request a credit report

How do I request credit report under Credit Reporting Act?

Request ReportSubmit your personal information to the Annual Credit Report website. The request form will ask for your name, date of birth, Social Security number and home address. All information ... Read More »

How to Request a Credit Report From Equifax?

Your credit score can affect your employment, apartment search and all loans. The Fair Credit Reporting Act requires all three credit agencies---TransUnion, Equifax and Experian---to offer free cre... Read More »

Can an attorney request a credit report?

An attorney--like any other citizen--can only request a credit report if there is a permissible purpose, according to the Fair Credit Reporting Act (FCRA.) If he does not have a past-due bill to co... Read More »

Can my spouse request my credit report without my approval?

No, a husband or wife cannot get a spouse's credit report without their consent. It is a federal crime to obtain a copy of someone's credit report without their permission. It is punishable by a fi... Read More »