Do package policies increase insurance company costs?

Answer In any business, where there exists a time-work-for-price factor, a proportional adjustment between any of the three 3 will result in a real difference in cost of 'production' to the company.Normal... Read More »

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How to Pay for HIV/AIDS Costs Using Life Insurance Policies?

Treatment for HIV/AIDS, like many other long-term illnesses, can mean devastating medical bills on top of the emotional distress of suffering from the disease. Even with health insurance, the risin... Read More »

Must you reimburse your insurance company for medical bills paid on your behalf when you get a settlement from the other insurance company even though youve been paying premiums to cover medical costs?

Answer normaly yes, many people dont. you can wait it out, see if they ever catch on. if not go buy some shoes, if they do, which usually takes at least a year, get ready to return the shoes. even... Read More »

I have an indiviual policy with an insurance company I can purchase a group policy through my employer Its with the same insurance company Can I use both policies?

Answer Two different policies (different policy ID numbers) should mean you should not have to pay anything out of pocket. The primary will pick up 80% (in most cases), and the secondary should pic... Read More »

Are long-term care insurance policies available through Liberty Mutual insurance company?

Only group long-term care insurance policies are available from Liberty Mutual insurance company, meaning that the company provides the insurance for employees of businesses that choose to offer th... Read More »