Do life insurance companies test for drugs?

Answer According to an article from, life insurance companies may check your blood for a variety of preexisting conditions such as diabetes, hepatitis, immune disorders, high cholesterol and ki... Read More »

Top Q&A For: Do life insurance companies test for drugs

Do life insurance companies test for tobacco in urinalysis?

Life insurance companies often check for the smoking habits of clients through the use of urinalysis testing, but low value policies may be excluded. Smokers often pay a higher premium rate due to ... Read More »

Are life insurance companies regulated?

Life insurance companies are not regulated in the way that securities companies are, but individual states must grant permission for a company to sell life insurance. State insurance divisions also... Read More »

How do insurance companies test for nicotine?

Often, the type of insurance policy you can receive and its premium are dependent upon your health. Smoking negatively affects your health, and this has led to the common practice of insurance com... Read More »

What kind of life insurance do you buy for someone who uses illegal drugs?

Term insurance. It's cheaper than whole life or universal life policies. You purchase it in units and increments of years, such as 5 years, 10 years etc. The policy expires after the "term" has ela... Read More »